The Republic of Srpska’s Ministry of Finance and Banking Agency have drafted a Law on Payment Services to modernize payments and increase competition by enabling new providers and innovations. The proposal aligns with EU PSD2 and supports SEPA accession. Public feedback is open until 31 October 2025. The reform advances EU integration and strengthens the region’s payment ecosystem Objectives and i... Read more

The Government of the Republic of Srpska adopted the Draft Law on Consumer Protection to strengthen consumer rights and ensure fair market practices. The law regulates product safety, labelling, liability, warranties, and unfair business practices, including distance sales and electronic payments. It also establishes consumer protection bodies and penalty mechanisms. Aligned with EU standards, the... Read more

On October 5, 2025, Bosnia and Herzegovina began enforcing a new Law on the Protection of Personal Data, aligning with GDPR and expanding citizens’ rights such as data access, erasure, and breach notifications. Let’s investigate this further Read more

The Tax Authority of the Republic of Srpska has updated the Application form for issuing a secure element by adding a new field in Section 3 requiring taxpayers to specify whether an electronic fiscal device is needed. Taxpayers without such a device must indicate this and also submit a request for subsidizing initial fiscalization costs, while those who already have a device only need to request... Read more

S4F backoffice patch is intended for users who have already installed S4F backoffice and are intended to update existing installations to latest version. To do so apply only patches that are marked with version number that is newer than your currently installed instance of backoffice. Please make sure to install all available patches sequentially (without skipping). This package contains instruction, release notes, changelog and software packages required for deployment of this software component. Read more

The Republic of Srpska’s Draft Law on Consumer Protection introduces stronger safeguards for consumer rights, including clearer trader obligations, enhanced complaint procedures, stricter rules against false discounts, and special protections for vulnerable consumers. It also prohibits requiring original packaging for complaints, broadens acceptable proof of purchase, and emphasizes consumer educ... Read more

The upcoming Consumer Protection Law in the Republic of Srpska is set to introduce mandatory issuance of pro forma invoices (“Predračun”) for services over 100 KM, particularly affecting stores offering repairs or maintenance. Traders will need to obtain written consumer consent before providing such services, and issue the invoice using an electronic fiscal device, clearly labelled as “THIS IS NOT A FISCAL RECEIPT.” Read more