Fiscal subject related
Even after the restrictions were eased, the use of payment cards continued at unprecedented levels. The convenience and flexibility offered by online card payments have been key factors driving this upward trend, particularly since 2020. In fact, data from the Bank of Greece reveals a 14% rise in the value of card transactions, indicating a promising future for electronic payments.
Debit cards have emerged as the preferred alternative to cash, comprising around 90% of the total number of transactions across all types of payment cards. This highlights the trust and reliability that consumers place in electronic means of payment. As Greece progresses towards a more cashless society, these figures suggest that taxpayers will be further incentivized to embrace plastic money.
The shift towards electronic payments in Greece has not only been influenced by the pandemic but also by the growing adoption of digital technologies and the increasing convenience they provide. With the continuous advancements in financial technology and the proliferation of secure online payment platforms, Greeks are gradually recognizing the benefits of electronic transactions, including improved security, speed, and accessibility. Beyond temporary effects during the pandemic, online shopping shows a permanent boost that is not to be missed.
Other news from Greece
What consumers and sellers need to know regarding the novelty of the IRIS payment system in Greece.

Starting November 1st, 2025, all businesses in Greece—including physical stores and e-shops—must accept IRIS payments, which allow consumers to instantly pay from their bank accounts via mobile phones, bypassing traditional card entry. POS systems must be software-upgraded to support IRIS, enabling fast, secure payments and automatic receipt issuance, enhancing tax transparency through integration with cash registers. Read more
New obligations and deadlines for the Instant Payment – IRIS system in Greece

Starting November 1, 2025, all businesses selling to end customers in Greece must accept IRIS instant payments under Law 5139/2025, aligning with European Regulation 2024/886. Businesses must also register and verify their professional bank accounts through the AADE Professional Account Registry before using them for IRIS transactions. Read more
Greece Plans to Allow Subsidies for Cash Registers and POS, Concerning the IRIS Direct Payment System

Greece is launching a subsidy program called "Digital Transactions" to help small and medium-sized businesses and freelancers upgrade their cash registers and POS systems in preparation for the expanded use of the IRIS payment system and upcoming electronic invoicing requirements. Read more
Greece Confirms Mandatory IRIS Payment Support for All Businesses by November 2025

Starting November 1, 2025, all businesses in Greece, both physical and online, will be required to accept payments via the IRIS system, alongside existing POS card payments. Read more
TLv6 Implementation Marks Significant Shift in EU’s Trust List Format
A new EU Trust List format, TLv6, will officially replace TLv5 in May 2025 as part of the updated eIDAS Regulation (EU 2024/1183). It introduces key technical changes like a new URI field, updated signature format, and optional phone number support. Organizations must update their systems to avoid signature validation failures and service disruptions, as TLv5 will no longer be valid once TLv6 take... Read more
Greece's AADE Published a Postponement of the Start Dates for the Digital Consignment Notes (Movement Documents)

Greece has postponed the mandatory start dates for digital consignment note reporting to the myDATA platform to give businesses more time to adapt. Read more
Greek authorities published a press release with further clarifications on digital consignment notes.

The Greek Ministry of National Economy and Finance and the Independent Authority for Public Revenue have simplified the process of issuing digital consignment notes. Starting April 1, 2025, businesses with gross revenues exceeding €200,000 or operating in specific sectors, such as energy products, pharmaceuticals, and building materials, must issue and transmit digital consignment notes. Read more