From January 1, 2026, Bulgaria will begin the free exchange of leva to euros, with the Bulgarian National Bank offering unlimited permanent exchanges and commercial banks and post offices providing free services until June 30, 2026. All leva bank accounts will be automatically converted to euros without fees, while exchanges after mid-2026 may incur charges and remain subject to anti-money laundering rules.
Bulgaria to begin free exchange of Levs to Euros on January 1, 2026
Public
Bulgaria
Author: Nikolina Basić
Category:
Fiscal subject related
Views:
570
Content accuracy validation date:
28.08.2025
Content accuracy validation time:
12:20h
Bulgaria is set to take a major step toward euro adoption as the free exchange of banknotes and coins from levs to euros officially begins on January 1, 2026. The exchange process will be facilitated by three key institutions:
- Bulgarian National Bank (BNB): Offers unlimited and permanent free exchange of levs to euros.
-Commercial Banks: Provide free exchange without quantity limits from January 1 to June 30, 2026. For amounts over BGN 30,000, a prior request of three working days is required.
-Bulgarian Posts EAD: Available only in areas without bank branches. For amounts between BGN 1,000 and BGN 10,000, a prior request of 3–5 working days is needed. Daily exchanges are capped at BGN 10,000 per person. This service is also free until June 30, 2026.
On January 1, 2026, all leva-denominated bank accounts will be automatically converted into euros. This process will be carried out without any fees or commissions for clients.
From July 1 to December 31, 2026, banks and post offices will continue to offer exchange services, though fees may apply. Starting January 1, 2027, these institutions may discontinue the service altogether.
The exchange process remains subject to Bulgaria’s anti-money laundering and anti-terrorism financing laws. For transactions exceeding BGN 10,000, individuals must declare the origin of the funds.
Other news from Bulgaria
Will vouchers/gift cards and coupons remain valid after Euro adoption in Bulgaria?
Bulgaria
Author: Nikolina Basić
Bulgaria will adopt the euro on January 1, 2026, but certain lev-denominated instruments such as vouchers, coupons, stamps, and lottery tickets issued before that date will remain valid until their expiry or until stocks are used up. Read more
Subscribe to get access to the latest news, documents, webinars and educations.
Already subscriber? Login
Mandatory publishing of daily retail prices for certain categories of products in Bulgaria regarding euro adoption
Bulgaria
Author: Nikolina Basić
Bulgaria’s Commission for Consumer Protection (KZP) has launched kolkostruva.bg, a platform requiring large retailers to publish daily prices for 101 key product categories as part of euro adoption measures. Read more
Subscribe to get access to the latest news, documents, webinars and educations.
Already subscriber? Login
The NRA in Bulgaria will monitor prices during Bulgaria’s Euro transition to ensure market transparency.
Public
Bulgaria
Author: Nikolina Basić
Bulgaria
Author: Nikolina Basić
Bulgaria’s National Revenue Agency (NRA) will closely monitor prices during the euro transition to prevent unjustified increases and ensure transparency, working jointly with the Consumer Protection Commission. The NRA has updated its electronic systems and is running public education campaigns to prepare citizens and businesses for the dual-currency period and smooth adoption of the euro. As Bulg... Read more
The NRA in Bulgaria launches Nationwide Inspections of 7,000 street vendors over undeclared Income
Public
Bulgaria
Author: Nikolina Basić
Bulgaria
Author: Nikolina Basić
Bulgaria’s National Revenue Agency (NRA) has launched inspections of nearly 7,000 street vendors to ensure compliance with tax, VAT, and social security obligations. Vendors are reminded to declare income, use cash registers (including mobile devices), and follow insurance requirements, with a dedicated NRA brochure and online resources available to guide them. The National Revenue Agency (NRA) in... Read more
Euro in Bulgaria: Mixed payment of euro and leva?
Bulgaria
Author: Nikolina Basić
Beginning January 1, 2026, Bulgaria will enter a dual-currency period where both the lev and the euro are legal tender for one month. Note the following key details! Read more
Subscribe to get access to the latest news, documents, webinars and educations.
Already subscriber? Login
New webinar was uploaded: Recorded webinar: Countdown to EUR in Bulgaria - Compliance Insights for Retailers
Bulgaria
Author: Nikolina Basić
On August 28 , 2025, Fiscal Solutions organized a free webinar on the topic „Countdown to EUR in Bulgaria - Compliance Insights for Retailers“ The webinar was held by Nikolina Basić, Legal Consultant at Fiscal Solutions. Read more
Subscribe to get access to the latest news, documents, webinars and educations.
Already subscriber? Login