Starting January 1, 2026, ATMs in Bulgaria will dispense only euros as part of the official currency switch, with banks ensuring a smooth transition by loading both currencies beforehand.
Leva accounts, loans, and deposits will automatically convert to euros at the fixed exchange rate, while card payments and contract terms remain unchanged to minimize disruption.
Bulgarian ATMs to Dispense Only Euros from January 1, 2026
Public
Bulgaria
Author: Ljubica Blagojević
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Fiscal subject related
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469
Content accuracy validation date:
16.06.2025
Content accuracy validation time:
09:21h
From January 1, 2026, ATMs in Bulgaria will dispense only euros, as part of the country's official euro adoption. Banks are already preparing to load both leva and euro in the final hours of 2025 to ensure a seamless overnight transition, allowing uninterrupted cash withdrawals in the new currency starting at midnight.
For card payments, no changes are expected—transactions will continue as usual, with cards automatically processing in euros.
Loans and deposits in leva will be automatically converted to euros at the fixed exchange rate of 1.95583 leva = 1 euro. All existing contract terms—interest rates, repayment schedules, and account conditions—remain unchanged. Deposits will retain their value and interest, simply shown in euros after the switch. Customers with both leva and euro accounts can merge them free of charge within the first two months of 2026 to avoid duplicate fees.
Important Points:
- ATMs will issue only euros from Jan 1, 2026.
- Card payments remain unchanged and function in euros.
- Leva loans and deposits convert automatically at the fixed rate.
- Contract terms and IBANs remain unchanged.
- Customers can merge duplicate euro accounts for free early in 2026.
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